Canadian Home Prices Fell For the Ninth Consecutive Month As Activity Slowed. Another Month, Another Dip in Housing Statistics released today by the Canadian Real Estate Association (CREA) show home sales edged down in November. National home sales fell 3.3% between October and November, continuing the moderating sales trend that began last February on the […]

Understanding Insurance. Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the […]

Bank of Canada hiked overnight rate by 75 bps to 3.25% with more to come. The Bank of Canada Hiked Rates Again And Isn’t Finished Yet The Governing Council of the Bank of Canada raised its target for the overnight policy rate by 75 basis points today to 3.25% and signalled that the policy rate […]

Top Vacation Locations in Canada. Thinking about taking a holiday this year but not sure where to go? How about checking out our own backyard! Canada has some incredible vacation locations and parks that are worth checking out: Sunshine Coast, British Columbia: Considered a local paradise, the Sunshine Coast is a gorgeous and laidback area […]

5 Reasons You Don’t Qualify for a Mortgage. When it comes to shopping for a mortgage, it is important to know what you need to qualify – but it is just as important to understand some of the reasons why you DON’T qualify so that you can make some changes and budget accordingly for when […]

Published by DLC Marketing Team 3 Advantages of a Pre-Approval. While getting pre-qualified can give you a ballpark estimate on what you can afford, getting pre-approved is where the real magic happens. Mortgage pre-approval means that a lender has stated (in writing) that you do qualify for a mortgage and what amount, based on submitted […]

Transform your vacation rental into a welcoming oasis, on a budget. Are you dreaming of buying a vacation rental property, have just bought one, or are strongly considering it? If so, your mind is probably abuzz with design ideas and thoughtful touches you could add to the home. In order to make a rental property […]

The Bank of Canada Hikes Rates Again By 50 bps. Another Jumbo Rate Hike, Signalling More To Come The Governing Council of the Bank of Canada raised the overnight policy rate by a full 50 basis points once again today, marking the third rate hike this year. The two back-to-back half-point increases are without precedent, […]

Finally this crazy market is slowing down. Good for buyers not so good for sellers and GREAT for our lenders. Awesome article below from our economist Canadian Home Sales Slow As Mortgage Rates Rise. Canadian Housing Market Feels The Pinch of Higher Rates Statistics released today by the Canadian Real Estate Association (CREA) show that […]

The Rate Debate. One of the first questions that potential buyers want answered is: “What is your interest rate?” It is easy to think that this is the most important question, but there is a lot more to your mortgage contract than just the rate. And so, the rate debate continues! The rate debate is […]